AR77 Terms and Conditions – Rules, Rights & Platform Policies

By accessing, browsing or using any part of the AR77 platform — whether through the website at ar77.click, any related mobile interface or any other channel through which AR77 services are delivered — you confirm that you have read, understood and agreed to be bound by these Terms and Conditions in their entirety. These Terms form a legally binding agreement between you (the player) and AR77.

If you do not agree with any part of these Terms, you must stop using the AR77 platform immediately and must not register an account. Continued use of the platform after any updates to these Terms constitutes acceptance of the revised Terms.

These Terms should be read alongside the AR77 Privacy Policy, the Responsible Gaming Policy and any specific bonus or promotion terms that are published on the platform from time to time. In the event of any conflict between these documents, these Terms and Conditions take precedence unless a specific document expressly states otherwise.

To register and use the AR77 platform you must satisfy all of the following eligibility criteria at the time of registration and at all times during your use of the platform:

• You must be at least 18 years of age. AR77 does not permit access to persons under 18 under any circumstances.
• You must be a natural person — corporate entities, trusts and other legal structures may not hold AR77 player accounts.
• You must be accessing the platform from a jurisdiction where online gaming is not expressly prohibited under the laws applicable to you personally.
• You must not be subject to any self-exclusion order, whether placed through AR77 directly or through any other responsible gaming mechanism that AR77 is required to honour.
• You must be acting on your own behalf and for your own entertainment — not on behalf of another person and not as a professional agent.
• You must have full legal capacity to enter into binding agreements under the laws of your jurisdiction.

AR77 may from time to time restrict access to accounts based in specific regions or countries due to regulatory changes. AR77 will provide reasonable notice where such changes affect existing account holders.

Each eligible individual may register one account on AR77. The creation of multiple accounts by the same person — whether under the same name, a different name, a different mobile number or any other method — is strictly prohibited and will result in the closure of all associated accounts and the forfeiture of any balances held across those accounts.

When registering, you must provide accurate, complete and up-to-date information. The information provided during registration must match your real identity. AR77 may request identity verification documents at any time, including but not limited to a CNIC (Computerised National Identity Card), passport or utility bill. Failure to provide requested verification documents within a reasonable time will result in account suspension.

• Your account login credentials — particularly your password — must be kept confidential. You are responsible for all activity carried out under your account.
• If you suspect that your account has been accessed by a third party without your authorisation, you must contact AR77 support immediately.
• AR77 will never ask for your password via email, chat or phone. Do not share your password with anyone claiming to represent AR77.
• Account sharing — allowing another person to use your AR77 account — is not permitted.

All financial transactions on AR77 are conducted in Pakistani Rupees (PKR). AR77 supports the following payment methods for both deposits and withdrawals: Easypaisa, JazzCash, NayaPay, SadaPay, bank IBFT transfer and Visa/Mastercard debit or credit cards issued by Pakistani banks.

The following terms apply to all deposits and withdrawals:

• The minimum deposit amount is Rs 500 unless a specific promotion states otherwise.
• Deposits are credited to your AR77 wallet instantly in the majority of cases. In rare instances of payment processor delays, funds may take up to 30 minutes to appear. If a deposit has not reflected after 30 minutes, contact support with the transaction reference.
• Withdrawals are processed within 30 minutes for standard accounts and on a priority or instant basis for VIP Club members.
• AR77 will only process withdrawals to a payment method that belongs to the registered account holder. Third-party withdrawals are not permitted under any circumstances.
• AR77 reserves the right to conduct anti-money laundering checks before processing withdrawals, particularly for large amounts. You may be required to provide source-of-funds documentation in such cases.
• Withdrawal requests that are pending may be cancelled by the player before they are processed. Once a withdrawal has been processed, it cannot be reversed.

AR77 does not charge fees on standard deposits or withdrawals. Third-party payment processors may apply their own fees — AR77 has no control over these and takes no responsibility for charges applied by payment providers.

AR77 regularly offers bonuses and promotional incentives to both new and existing members. All bonuses are subject to specific terms which are published alongside each offer. The general principles that apply to all AR77 bonuses are set out below.

• Bonuses may only be used on the games or game categories specified in the individual promotion terms. Using a bonus on an ineligible game category may result in the bonus being voided.
• Only one bonus may be active on an account at any given time unless a promotion specifically states otherwise.
• AR77 reserves the right to withdraw a bonus offer at any time before it has been claimed. Once a bonus has been credited to an account, the terms applicable at the time of credit continue to apply.
• Bonus funds and real-money funds are tracked separately. Real-money funds are wagered first unless you explicitly opt to wager bonus funds first via account settings.
• If AR77 has reasonable grounds to believe that a bonus is being abused — including through coordinated play, arbitrage betting, low-risk hedging or any other pattern inconsistent with genuine recreational use — AR77 reserves the right to void the bonus and any associated winnings.

The following actions are strictly prohibited on the AR77 platform. Engaging in any prohibited conduct may result in the immediate suspension or permanent closure of your account, forfeiture of all balances and, where applicable, reporting to relevant law enforcement authorities.

• Fraud and misrepresentation: Providing false identity information, using another person's payment method, or misrepresenting any material fact in connection with your account or any transaction.
• Money laundering: Using AR77 for any purpose connected to money laundering, the proceeds of crime or terrorist financing.
• Collusion: Coordinating with other players to gain an unfair advantage in any game, particularly poker or other competitive formats where player strategy interacts.
• Software exploitation: Using bots, scripts, automated tools or any software designed to interact with the AR77 platform in a manner not intended for human players.
• Chargeback fraud: Initiating a chargeback or payment dispute for deposits that were genuinely made and used on the platform.
• Abuse of support: Threatening, harassing or using abusive language toward any AR77 staff member.
• Unauthorised account access: Attempting to access, alter or interfere with another player's account or AR77's systems.

All content on the AR77 platform — including but not limited to the AR77 brand name, logo, website design, game interfaces, graphics, text, audio, video and software — is the intellectual property of AR77 or its licensed content partners. This content is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable licence to access and use the AR77 platform for personal, recreational purposes only. This licence does not permit you to:

• Copy, reproduce, modify, translate or create derivative works from any AR77 content.
• Distribute, publish, transmit or publicly display any AR77 content without prior written consent.
• Reverse engineer, decompile or otherwise attempt to extract source code from any AR77 software.
• Use the AR77 brand, name or logo in any way that suggests affiliation, endorsement or sponsorship without prior written consent.

To the fullest extent permitted by applicable law, AR77's total liability to you in connection with any claim arising from your use of the platform — whether in contract, tort, statute or otherwise — is limited to the net amount deposited by you in the 30-day period immediately preceding the event giving rise to the claim.

AR77 is not liable for any of the following:

• Loss of profits, revenue or anticipated savings arising from your use or inability to use the platform.
• Indirect, incidental, special or consequential damages of any kind.
• Any loss or damage arising from platform downtime, technical errors, internet connection failures or interruptions to third-party payment services beyond AR77's reasonable control.
• Any errors in game results or payout calculations arising from software errors in games supplied by third-party game providers, subject to AR77 using reasonable efforts to rectify such errors promptly.

AR77 is committed to providing a safe and responsible gaming environment. AR77 provides the following responsible gaming tools which all registered members may access at any time via their account settings:

• Deposit limits: Set daily, weekly or monthly maximum deposit amounts. Once set, limits take effect immediately and cannot be increased for a cooling-off period of 24 hours.
• Session time limits: Set a maximum duration for each gaming session. You will receive a notification when the limit is reached.
• Reality check notifications: Receive periodic reminders during play indicating how long your current session has been running.
• Self-exclusion: Request temporary exclusion (minimum 30 days) or permanent exclusion from the AR77 platform. Self-exclusion requests are processed within 24 hours and honoured without question.
• Account cooling-off: Take a short break from the platform for a defined period without permanently closing your account.

For more information about responsible gaming at AR77, please visit the Responsible Gaming page. If you are concerned about your gambling or the gambling of someone you know, please seek support from a qualified professional.

AR77 reserves the right to suspend or permanently close any account at its discretion, including but not limited to the following circumstances:

• Breach of any provision of these Terms and Conditions.
• Provision of false or misleading information during registration or verification.
• Failure to complete identity or age verification within a reasonable time.
• Suspected fraudulent, abusive or criminal activity connected to the account.
• Regulatory requirements or instructions from law enforcement or a competent authority.
• Multiple accounts being operated by the same individual.

Where an account is suspended pending investigation, AR77 will communicate with you via the registered email or phone number associated with the account. Where an account is permanently closed due to a breach of these Terms, any balance held in the account at the time of closure may be forfeited depending on the nature and severity of the breach.

AR77 collects, processes and stores personal data in connection with the provision of its services. The types of data collected include identity information (name, date of birth, CNIC number), contact information (mobile number, email address), financial information (payment method details, transaction history) and usage data (login records, betting history, session data).

AR77 uses this data for the following purposes:

• Account management, identity verification and age verification.
• Processing deposits, withdrawals and bonus transactions.
• Anti-money laundering and fraud prevention obligations.
• Providing customer support and resolving disputes.
• Improving the AR77 platform and personalising the player experience.
• Responsible gaming monitoring and intervention.

AR77 does not sell, rent or share personal data with third parties for marketing purposes. Data is shared with regulated payment processors, identity verification providers and game suppliers only to the extent necessary to deliver AR77 services. Full details of AR77's data practices are set out in the Privacy Policy.

AR77 reserves the right to update, modify or replace these Terms and Conditions at any time. Changes will be communicated to registered members via one or more of the following channels: a notice on the AR77 platform homepage, an email notification to the registered email address, or a message to the registered mobile number.

Material changes — changes that affect your rights or the fundamental nature of the service — will be communicated with a minimum of 14 days notice before taking effect, except where a shorter notice period is required by law or regulatory obligation.

Following notification of a material change, you have the right to close your AR77 account without penalty if you do not wish to be bound by the updated Terms. Continued use of the platform after the effective date of the change constitutes acceptance of the updated Terms.

These Terms and Conditions are governed by and construed in accordance with the laws applicable to AR77's operating jurisdiction. Any dispute, controversy or claim arising out of or in connection with these Terms — including disputes about their formation, validity, binding effect, interpretation, performance, breach or termination — shall in the first instance be referred to AR77's customer support team for internal resolution.

AR77 is committed to resolving disputes fairly and promptly. If you have a complaint, please contact the support team with full details of the issue. AR77 aims to acknowledge all complaints within 24 hours and to provide a substantive response within 5 business days.

If internal resolution is not satisfactory, the matter may be escalated to the relevant dispute resolution body identified in AR77's operating licence terms. The internal complaints process must be exhausted before any external escalation is pursued.

If you have any questions about these Terms and Conditions or any aspect of your AR77 account, you can reach the AR77 support team through the following channels:

• Live Chat: Available 24/7 directly within the AR77 platform after logging in.
• Email: support@ar77.click — responses within 24 hours.
• FAQ: The AR77 FAQ page covers the most commonly asked questions about accounts, payments and bonuses.

When contacting support about a specific transaction or account issue, please have your registered mobile number and any relevant transaction reference numbers ready — this will help the support team resolve your query faster.